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HSA / FSA Accepted · Pay with Truemed

Qualify to save an average of 30% by paying with HSA/FSA

How to check out at JNH Lifestyles with HSA/FSA funds

Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures

JNH Lifestyles infrared sauna and cold plunge in a modern outdoor wellness space

Checking out with Truemed is easy!

Select Truemed as the payment method during checkout

Checkout

Find the Truemed logo during checkout. Exit the "Shop Pay" pop-up if prompted.

Complete the private Truemed health assessment

Complete Health Assessment

Take a private health survey. A licensed provider will review your answers to determine eligibility.

Complete the purchase using an HSA/FSA card or credit card

Make your purchase

Pay with your HSA/FSA card or a credit card. If you use a regular credit card, follow the guide included with your LMN to submit your purchase for reimbursement.

How does using my HSA/FSA save me money?

HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition.

Because HSA/FSA use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in root cause interventions.

Example showing 100 dollars in wages reduced to 70 dollars after taxes when spending from a bank account Example showing all 100 dollars available when spending pre-tax money from an HSA or FSA

Who is Truemed?

At Truemed, we believe that investing in your health is far more valuable than waiting to spend on sickness. By unlocking pre-tax HSA/FSA spend on research backed interventions such as fitness, supplements, and health technology, we’re shifting healthcare spend toward true medicine.

Common Questions

How does using my HSA/FSA account save me money?

HSAs and FSAs are tax-advantaged accounts that let you pay for qualified medical expenses with pre-tax dollars, so you keep more of your money than paying out of pocket with regular income. HSAs offer triple tax benefits (on contributions, growth, and withdrawals), while FSAs offer double tax benefits (on contributions and withdrawals).

What are FSA and HSA accounts?

An overview of how these tax-advantaged accounts work and what makes them different from each other.

Can I use my HSA/FSA at JNH Lifestyles?

Yes, you can use it at checkout with your HSA/FSA card or buy normally with your debit/credit card and then submit a reimbursement receipt with your letter of medical necessity to your TPA administrator for reimbursement.

Can I use my regular credit card at checkout?

Yes, Truemed supports Split Pay, which lets you use an HSA/FSA card and a credit or debit card together in a single order, charging eligible items to the HSA/FSA card and the remainder to the other card.

What is a Letter of Medical Necessity, and how is this compliant?

A Letter of Medical Necessity (LMN) is a formal document issued by a licensed clinician on Truemed’s provider network. It attests that a specific product or service is medically necessary to treat, mitigate, or prevent a diagnosed health condition.

When you complete Truemed’s clinical intake survey, a licensed provider reviews your health information and, if appropriate, issues an LMN on your behalf. This document is then on file to support your HSA or FSA reimbursement or direct payment.

LMNs are product and merchant specific. The clinician is attesting that a particular type of product, from a particular merchant, is medically necessary for your condition.

Are there fees associated with using Truemed's services?

There is no cost to use Truemed when shopping with a Truemed partner merchant. JNH Lifestyles is the partner merchant in this instance.

When should I use my FSA/HSA dollars?

HSAs and FSAs are tax-advantaged accounts that let you pay for qualified medical expenses with pre-tax dollars. This means you keep more of your money compared to paying out of pocket with regular income.

Most people use them for co-pays, prescriptions, and doctor visits. But for qualified customers, Truemed also enables HSA/FSA spending on products like fitness equipment, supplements, and sleep technology when supported by a Letter of Medical Necessity (LMN) from a licensed clinician.

How long does it take for me to receive my Letter of Medical Necessity?

Please review the process of LMN request and issuance process at LMN Requests.

I don’t have an HSA/FSA. Can I still benefit from Truemed?

You can pay with a regular credit or debit card at checkout, then submit your LMN and receipt to your HSA/FSA administrator to reimburse yourself though this route does assume you have an account to submit the claim to.

I don’t live in the US. Can I still get reimbursed with Truemed?

Truemed is available in the United States only, since HSA and FSA accounts are defined by US tax law — so customers located outside the US can’t currently use Truemed.

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